Commercial property loans of any amount.

Purchase or refinance commercial real estate.

Better-matched lending options to support your growth.

Financing for your commercial real estate goals is stressful and complicated. Although access to direct lenders seems like the easiest route, it is often restricted to common, more simple, financial situations which are company-focused. Our unique position as a global broker allows us to go beyond company financials with a client-centric approach. This means we can leverage lender relationships to access more vetted and reliable sources of capital that favor your situation.

We specialize in financing for the development, acquisition, refinancing and repositioning of commercial real estate properties across the United States. It's our goal to arrive at a rate and term that meets your expectations with no looking back. Our lending sources include an extensive network of private investors, hard money lenders, family offices, private non-depository non-bank lenders, agency financiers, and commercial banks.

Wembleys loan programs

Loan solutions that work with your business goals.

More options and better terms. For all property types.

Multi-family
Industrial
Retail
Office
Hospitality
Manufacturing
Mixed-use

Fixed-rate

5-yr
10-yr
30-yr

A fixed rate mortgage is a loan with the same interest rate and payment over the entire life of the loan. This allows the borrower to accurately predict their future payments.

What we do for you

Our proven track record affords Wembley’s and its clients access to proprietary products, including superior rates and terms, and maximal flexibility in structuring prepayment penalties and amortization periods. Wembley’s seasoned mortgage advisors and underwriters assist clients with loan sizing, providing the market feedback they need to allow them to capitalize on unique programs and financing opportunities.

Floating-rate

A floating-rate mortgage is processed without locking your interest rate. Your mortgage rate will continue to change due to market conditions until it’s time to schedule your closing.

What we do for you

As an alternative to fixed-rate financing solutions, especially during periods with low interest rates, Wembley’s provides clients with optimal floating-rate financing solutions. Wembley’s is a leading arranger of floating-rate commercial real estate mortgage financing for a broad range of property types. Wembley’s seasoned mortgage finance advisors tailor floating-rate financing for clients with shorter-term investment horizons who are seeking prepayment flexibility and the potential for interest rate savings through floating-rate financing structures. Our analysts and underwriters thoroughly analyze each client’s investment objectives and work to maximize the short-term benefits of floating-rate financing as part of their comprehensive long-term investment and financing strategy.

Construction

Bank statements
No Doc

A commercial construction loan is used to finance the costs associated with the building or renovation of a commercial building.

What we do for you

Wembley’s arranges construction financing through numerous market cycles for a broad array of property types across the United States. Each construction loan is different, because no two development or redevelopment projects are the same. Wembley’s understands that, and our clients benefit from our experience in securing the most favorable rate and terms based on the individual merits of each project. Our mortgage advisors and underwriting staff analyze the project’s stage of development, the expected construction period and potential pitfalls, and tailor financing solutions to meet the developer’s specific needs, time frame and business plan. We arrange construction financing with an eye to the future and a specific plan for construction loan take-out financing. This approach limits borrower exposure and reduces cost by allowing for a reduction in guarantee obligations, a higher loan-to-value, a more favorable rate and a longer term.

Mezzanine

Mezzanine financing authorizes a lender to convert their debt into equity in the event that a borrower defaults.

What we do for you

Wembley’s provides clients with financing solutions across the full capital stack, and enjoys long-standing relationships with premier providers of mezzanine loans for commercial real estate properties. Wembley’s seasoned structured commercial real estate finance team has extensive experience in the negotiation of mezzanine financing for a broad range of property types across the United States and throughout economic market cycles. Our mortgage advisors work with clients to structure partnership-level debt or preferred equity based on the specifics of the project and the client’s needs. Our analysts have the expertise and experience to quickly assess a property’s capitalization structure and engage the appropriate mezzanine lenders able to close a transaction quickly and seamlessly.

Bridge

A bridge loan is a financial tool used by commercial property owners to bridge the gap between the moment they get the loan and the moment they can do what they want to do with the property.

What we do for you

Wembley’s also provides clients with interim financing solutions needed for any number of reasons, and maintains strong relationships with the premier providers of bridge loans for commercial real estate properties. Wembley’s mortgage advisors appreciate that, in the commercial real estate market, good opportunities often require bridge financing to facilitate a quick closing or to capitalize on a short-term market fluctuation. Our mortgage advisors access short-term bridge financing in accordance with a client’s business plan, particularly when unusual circumstances on a project complicate financing from traditional lenders. Wembley’s personnel stay closely engaged with the client and the asset until permanent financing can be arranged, saving the client the substantial time and effort that would be entailed in refamiliarizing lenders with the property.

Forward Commitment

A forward commitment is an official promise from a lender to provide a loan at a future time. The forward is usually a completed underwritten loan commitment with predetermined proceeds, term, interest rate, and loan documents.

What we do for you

Wembley’s secures forward commitment provisions for many property types that add certainty and flexibility for acquisitions and refinancings, especially in volatile interest rate environments. Wembley’s can structure forward commitments for clients who are actively acquiring properties and require on-demand capital, but do not want to incur the expense of a line of credit or other short-term debt facility. Our mortgage advisors regularly negotiate forward commitments to provide clients with certainty of rate and term in order to more accurately project and plan for the future.

Renovation / Repositioning

A renovation loan is similar to a construction loan. It involves financing for upgrading or redesigning of an existing property.

What we do for you

Wembley’s provides clients with redevelopment financing solutions designed to allow them to execute capital expenditure programs enhancing the value of a property or portfolio. Wembley’s mortgage advisors have significant experience arranging financing for clients acquiring or repositioning properties that require major capital expenditures to enhance value. Wembley’s Inc provides clients access to sophisticated lenders that understand the value that can be generated by elevating properties to market standards. Our team will properly present to lenders the financing opportunity, including the anticipated upside, in an effort to obtain the most attractive available rate and terms.

International Finance

Seize opportunities abroad with international support.

Finance international projects

Finance international projects worldwide except sanctioned countries.

Joint Venture: Finance construction projects

Introduce JV capital into your real estate investments. Developer inserts 10% and JV partner inserts 90%. Profit is split 50/50.

Monetize bank instruments

Finance construction projects by monetizing bank instruments such as BG’s, LC’s or SKR’s.

Franchise Lending

We offer custom financing programs that help franchisees access capital to solve their business growth.

Solutions are tailored for independent franchise owners to multi-location national brand owners.

Growth-oriented capital
Conventional loans
SBA loans
New units

Open your first or next location. We provide financing with multi-unit commitment options.

Remodel

Refresh your business to stay competitive with today's look. Eliminate large lump sum costs with convenient monthly payments.

Existing unit purchases

Buy an existing franchise business. We'll help you find a solution that covers all acquisition and transition costs.

Recapitalizations

Restructure your debt-to-equity ratio to improve liquidity. Borrow against your business to access cash or free up capital to start new units.

Inventory & supplies

Get the right equipment to empower your business and its people. Secure financing for equipment with no personal collateral.

Staff expansion

When demand is high and growth is imminent, access capital to help scale your employees.

Getting your loan with us.

Clear, organized, and completely managed.

purchase commercial loan
I'm looking to
Purchase
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refinance commercial loan
I'm looking to
Refinance
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build a plan
Step 1

Finding the right loan

We'll get to know you and understand your needs to come up with a plan and a scope of lending opportunities.

Online organization
Step 2

Online organization and tooling

We setup all your docs and files in an easy-to-access online dashboard for organization. Tools like Zoom make online collaboration easier and more accessible.

lender selection
Step 3

Lending options and loan estimate

We'll review shortlisted options together and discuss which mortgage works for your financial situation and target goals.

submit application
Step 4

Lender application

We'll choose the lender and start the application process with a commitment letter.

mortgage porcessing
Step 5

Mortgage processing

We'll manage all the paperwork with financial and transaction parties to create your file and begin the underwriting process.

application approval
Step 6

Approval & closing

The underwriter issues a final approval and you receive your funds. Time to buy or upgrade your commercial property!

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Our refinancing process is designed for all objectives: Improve cash flow, lower interest rates with favorable terms, borrow prepayment fees, debt consolidation, equity disbursement, switch from adjustable to fixed, expand investment portfolio, and more.

search homes
Step 1

Finding a new loan option

We'll get to know you and understand your needs to come up with a plan and a scope of lending opportunities.

Online organization
Step 2

Online organization and tooling

We setup all your docs and files in an easy-to-access online dashboard for organization. Tools like Zoom make online collaboration easier and more accessible.

lender selection
Step 3

Lending options and loan estimate

We'll review shortlisted options together and discuss which mortgage works for your financial situation and target goals.

submit application
Step 4

Lender submission

We'll choose the lender and start the application process with a commitment letter.

mortgage porcessing
Step 5

Mortgage processing

We'll manage all the paperwork with financial and transaction parties to create your file and begin the underwriting process.

application approval
Step 6

Approval & closing

The underwriter issues a final approval and you receive your funds. Time to buy or upgrade your commercial property!

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A new take on the traditional commercial lending process.

Wembleys combines technology and hospitality to provide competitive lending options with the counsel you need to make better decisions.

Access more lending options with modern practices.

We work with a wide range of banks that provide world-class underwriting to help you get the best rate and terms for your mortgage. As a global brokerage, we can leverage lender relationships to access more vetted and reliable sources of capital that favor your situation.

Available and reliable communication.

We're here whenever you need us. Quick, honest, open, and actionable. Communicate with us at your convenience no matter the ask. We'll stay connected via phone, email, video conference, and/or screenshare.

Simple and thoughtful process.

A fully developed plan will keep your mind at peace. We'll walk you through each phase and collaborate with tools online to make everything clear and easy from the start.

High-touch guidance

Don't make mistakes on loans this size. We're here to answer all your questions and provide expert advice that's fast and friendly whenever you need it. We'll help you make smarter choices so you can feel confident every step along the way.

Get matched with the best lender and secure the right loan for your commercial needs.

Hi, let's get started.

As a first step, please fill out the form below. We'll start off with a free consultation call to understand your needs and how we can help.